Insurance company lowball your vehicle offer?
Run the FairClaims calculator and know you're Actual Cash Value.
FairClaims makes sure you get every dollar you deserve from your property damage claim.
Accidents reduce your vehicle’s value.
FairClaims helps you Recover it!
We Fight Lowball Offers
Now you don't have to fight lowball offers on your own. Let FairClaims do it for you.
How Insurance Companies Lowball
CCC One, Mitchell, and other reports that come from your insurance company are algorithmic estimates that undervalue your vehicle.
FairClaims steps in, evaluates, and realizes your vehicles Actual Cash Value based on current, local car market data.
Claim Filing & Advocacy
Your insurance companies first offer is rarely acceptable. Lowball offers are where the majority of first offers land. The great news is, you don't have to accept it! We negotiate total loss, diminished value, loss of use and repair disputes so you get the fair value your vehicle is worth.
Who We Fight For
We fight for you.
Get the Fair Value for your vehicle.
Maximize your recovery
FairClaims makes sure you get every dollar you deserve from your property damage claim.
Total Loss Claims
Market Valuation Reports are algorithmic estimates — and they routinely undervalue your vehicle. We establish the true Actual Cash Value and negotiate from evidence, not averages.
Diminished Value Claims
After a repair, your vehicle carries an accident history that lowers its resale value. That loss is real, measurable, and recoverable — most owners never claim it.
Loss of Use Claims
Every day a damaged unit is out of service costs you utilization. We quantify and pursue loss of use as part of the claim instead of letting the carrier wait you out.
Replacement Disputes
When carriers refuse OEM-required procedures or push substandard parts, we document the full, safe repair your vehicle needs and hold the insurer to its lawful liability.
$3,800*
*Avg. Insurance Total Loss underpayment
$3,000-$6,000*
*Avg. Increase policyholders were paid on their claims after invoking the 'Appraisal clause'.
$6,400*
*Avg Increase in settlement value for Repair dispute claims
4-8 weeks*
*Avg Time to Settlement
We help you get the fair value for your vehicle. By invoking your 'Right to Appraisal', you take your power back. Now, your carrier has to put your vehicles value in the hands of an independent third party.
Claim Types We handle
Total Loss. Diminished Value. Loss of Use & Replacement Disputes.
Now you can sit back and let FairClaims fight for you!
- Total Loss
- Diminished Value
FAQ's