We Fight For Your
Vehicle's True Value.
We thoroughly assess the following:
- Your Claim
- Your Current Offer
- Your Insurance Policy
- Your Vehicles Fair Market Value
We listen to your situation and educate you on your right to appraisal, analiyze and determine what the fair market value for your vehicle is, and fight for that value until a settlement is reached.
We are paid on the settlement uplift between your insurance companies original offer and what your offer is after using FairClaims.
If we don’t increase your settlement offer, you owe us nothing!
Claim Evaluation & Review
We operate on a fee-only basis, charging solely for our time and expertise. This model eliminates any commission-based conflicts, aligning our success directly with your financial progress.
Vehicle Evaluation & Report Data Collected
As fiduciaries, we are legally obligated to prioritize your financial well-being above all else. This means every recommendation we make is based on what’s best for you, not for us. Our fiduciary duty ensures you receive advice that is unbiased.
Invoke The Appraisal Clause (When Needed)
Every advisor at United Financial Planning Group proudly holds the prestigious CERTIFIED FINANCIAL PLANNER™, ensuring that every recommendation is made solely in your best interest. We are committed to transparency and integrity — never selling products or earning commissions, but focusing entirely on delivering unbiased financial guidance tailored to your goals.
Settle The Claim, You Get Paid More
Every advisor at United Financial Planning Group proudly holds the prestigious CERTIFIED FINANCIAL PLANNER™, ensuring that every recommendation is made solely in your best interest. We are committed to transparency and integrity — never selling products or earning commissions, but focusing entirely on delivering unbiased financial guidance tailored to your goals.
Your Secret Weapon Against Your Insurance Company
Very few people know that written most auto insurance policies is something simply called, “The Appraisal Clause“.
This clause takes the vehicle valuation out of the hands of the insurance adjuster and places it in the hands of 2 independent auto appraisers; one of your choice and one your insurance company chooses.
1. Both appraisers then negotiate until an agreement is reached.
2. If an agreement can’t be reached between the appraisers, the decision is given to what’s called an ‘Umpire’.
The ‘Umpire‘ is a neutral 3rd party that reviews both parties valuations and comes to a final decision on the vehicles value.
Once that determination is reached, that agreement is binding and both sides have to accept it.
How FairClaims Helps Drivers Fight Lowball Offers
Free Claim Review
Schedule a 30-minute call with our vehicle experts to discuss your claim and current offer. This phone or Zoom call also outlines how the appraisal clause and how our process works.
Vehicle Assessment
We’ll 1st run your vehicle through our database and create and an initial evaluation report with real localized comparable vehicles based on your exact vehicle miles, trim specs and condition at time of accident.
Independent Appraisal
We have a network of certified independent appraisers we partner with across the US with decades of experience evaluating vehicles with true market valuations.
You Get Paid
Fair Value
Your advisor will send a copy of your plan with an actionable list of recommendations. We’ll implement and manage these, keeping you updated.
See What FairClaims Customers Are Saying
“I hired FairClaims because my insurance company was lowballing and ignoring me”. After hiring FairClaims, I got $5,300 more for my Tesla than my original Total Loss offer from Progressive! Thanks for everything.
“Finovate has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”
“Partnering with Finovate was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”